Personal Property Loss Protection as a result of a motor vehicle accident or theft while personal property is contained in the rented motorcycle: Provides coverage for the Renter & Authorized Driver, with a limit of $500.00 per rental. Proof of ownership of lost property and a Police Report acknowledging losses are required.

You understand that you will be charged the rate per day for a full day even if you don’t have the Motorcycle the entire day.

There are some exclusions to this coverage which we feel you should know. Under VIP-ZERO, in the event of an accident, you will not be protected for Personal Property Loss or Damage:

If VIP-ZERO is not accepted at commencement of the rental or if you fail to pay the charges for VIP-ZERO
If you or an authorized driver operated the Motorcycle in violation of the Rental Agreement. Including, but not limited to, operating the motorcycle while legally intoxicated or under the influence of alcohol, drugs or other absorbed elements.

VIP-ZERO Personal Property Coverage does not cover loss by mysterious disappearance, nor does it cover:

Currency, Coins, Stamps, Deeds, Securities, Bullion, Tickets or Documents, CB radios, Cell Phones, Go Pro, Cameras, Radar Detectors, Guns, Merchandise for sale or Fine Art, Contact Lenses or Eyewear, Artificial Teeth and Limbs, Perishables or Animals.
Loss or damage caused by wear and tear, gradual deterioration, moths, vermin, inherent vice or damage sustained due to any process or while actually being worked upon and resulting therefrom, or while in the care, custody or control of any common carrier.
Loss caused by war or any act of war;
Transporting contraband or illegal trade;
Loss by nuclear reaction, radiation or radioactive contamination;
Loss or damage due to theft unless reported to Police.

All losses by theft must be reported to appropriate law enforcement authorities and a copy of the filed report must be presented to the rental office or they will not be covered. Coverage is excluded if the renter is in violation of the Rental Agreement.

Current Market value for claimed property will be deemed reasonable and acceptable for reimbursement under this coverage.

North Saanich